Us poor working saps in debt to our eyeballs, a never-ending mortgage, and bills papering the walls; barely enough spare cash for a cup of coffee, but shouldering game-changing amounts of life insurance. I could keel over right here right now, and the death-in-service payout would solve all my problems. The house would be free and clear; money left over to see the kids through university. Best thing all round, except for being dead. But that’s going to happen sooner or later, so why not here at my desk? . . .
